Questions to Ask a Contractor Before You Sign

The questions that protect your budget and timeline — about scope, permits, payment, warranties, and change orders — to ask before signing a contractor quote.

Most cost overruns are not caused by bad luck — they are caused by questions that never got asked. A few minutes of clarifying questions, answered in writing, is the cheapest insurance you can buy on a renovation.

Questions about scope

  • Exactly what is included — and what is explicitly excluded?
  • What specific materials, brands, and grades will you use?
  • Who is responsible for demolition, haul-away, and final cleanup?
  • What happens if you find a hidden problem once work starts?

Questions about permits and code

  • Are building permits included in this price, or billed separately?
  • Will the work be inspected, and who schedules the inspections?
  • Is the work guaranteed to meet local code?

Questions about money

  • What is the payment schedule, and how much is due upfront?
  • How are change orders priced and approved?
  • What is your rate for common surprises, like replacing rotten wood?

Questions about protection

  • How long is your workmanship (labor) warranty, separate from the manufacturer warranty?
  • Can you provide proof of license and current insurance?
  • Will you provide a lien waiver when the job is paid in full?

Send these as a short, friendly email and keep the replies. If a contractor is reluctant to answer in writing, treat that as information too. QuoteCheck can generate a tailored question list — and a ready-to-send email — from your specific quote.

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